Spinoffs

Now that you understand shareholder rights including dividends, you can see how corporations sometimes distribute entire business units to shareholders through a special type of distribution called a spinoff.


What Is a Spinoff?

  • A spinoff occurs when a corporation distributes shares of a subsidiary to its existing shareholders as a dividend
  • Shareholders receive shares in the new company at no cost - there is no cash outlay
  • After the spinoff, the shareholder owns stock in two separate companies instead of one
  • The original company's stock price typically adjusts downward to reflect the value of the spun-off entity

Why companies spin off divisions:

  • Unlock hidden value in a subsidiary
  • Allow each business to focus on its core operations
  • Improve market valuation by eliminating conglomerate discount

Cost Basis Allocation

This is the most testable aspect of spinoffs. When a shareholder receives spinoff shares, their original cost basis in the parent company is split between the two companies.

The rule: Cost basis is allocated based on relative fair market values immediately after the distribution.

Example:

  • You own 100 shares of Parent Corp with a cost basis of $10,000
  • Parent spins off Subsidiary Corp
  • After the spinoff: Parent trades at $70/share (FMV = $7,000), Subsidiary trades at $30/share (FMV = $3,000)
  • Relative FMV: Parent = 70%, Subsidiary = 30%
CompanyFMV% of TotalAllocated Basis
Parent Corp$7,00070%$7,000
Subsidiary Corp$3,00030%$3,000
Total$10,000100%$10,000

Your total basis stays the same ($10,000) - it's just divided between two holdings.

Exam Tip: Gotchas

In a spinoff, the shareholder's original cost basis is SPLIT between the two companies based on relative fair market values. A shareholder does NOT get a "free" zero-cost-basis stock. The basis from the parent is reallocated proportionally.


Tax Treatment Under IRC Section 355

  • Tax-free spinoffs qualify under IRC Section 355 - shareholders recognize no gain or loss at the time of distribution
  • The holding period of the spinoff shares includes (tacks onto) the holding period of the original parent shares
  • This means if you held the parent stock for 2 years before the spinoff, the subsidiary shares also have a 2-year holding period from day one

Requirements for tax-free treatment:

  • The parent must distribute at least 80% of the subsidiary's stock
  • Both the parent and subsidiary must be engaged in an active trade or business for at least 5 years prior
  • The spinoff cannot be used primarily as a device for distributing earnings

Exam Tip: Gotchas

  • The holding period of the parent TACKS ON to the spinoff shares. If you held the parent for 2 years, the subsidiary shares are also long-term from day one.
  • No gain or loss is recognized at the time of a qualifying spinoff (IRC Section 355). Tax consequences are deferred until the shares are eventually sold.