Unit Introduction

Medicaid and Social Security programs use different eligibility rules and provide different kinds of support. Medicaid is a joint federal-state program administered by states within federal requirements. Social Security includes retirement, family, survivor, and disability benefits.

Family benefits can pay certain relatives of a living person entitled to retirement or disability benefits; survivor benefits arise after a covered worker dies. Supplemental Security Income (SSI) is a separate needs-based program. People can qualify for more than one program, but eligibility and coordination depend on their circumstances.

Learning path

  • Medicaid and Social Security: Medicaid, Social Security retirement, family, and survivor benefits, Social Security Disability Insurance (SSDI), and Supplemental Security Income (SSI).
  • Social Insurance Eligibility and Coordination: Program eligibility concepts, coordination with Medicare and private coverage, and the term dual eligible for a person who qualifies for both Medicare and Medicaid.

Apply the unit

A client receives Medicare and Medicaid and asks whether the programs provide the same coverage.

  • Identify the programs separately, explain the general dual-eligible relationship, and refer to current program notices for benefits and coordination.

Study checkpoint

  • Can you distinguish SSDI from SSI?
  • Can you explain why Medicaid eligibility is not identical in every state?
  • Can you identify what “dual eligible” describes?